The Wise Wallet Money Blog

 

The Cost of Insurance - Could you Choice of Vehicle Increase Your Insurance? Mar 05, 2025

When buying a vehicle, whether new or used, are you thinking about the insurance costs?  We can get wrapped up in negotiating the purchase price, but can often overlook the monthly costs in ownership....

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RESP - the Grant that helps your money grow Mar 04, 2025

When you contribute to an RESP, the government will match up to 20% per year up to a maximum of $500.00 per year.  The match or grant is called the CESG - Canadian Education Savings Grant. Did you kno...

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BANK FEES -- What They Are & What You Need to Know to Avoid Them! Feb 16, 2025

BANK FEES
What They Are & What You Need to Know to Avoid Them!

Curious about bank fees? Learn what they really are and what to keep in mind to avoid unnecessary charges!

What Are Bank Fees?

Banks c...

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Beware of the 0% Interest Transfer Card Feb 16, 2025

THE 0% INTEREST TRANSFER CREDIT CARD

Now there is some good marketing - all looks good until the fine print.

Q: Could it make sense to use it?
A: Depends on your plan and ability to pay it off within...

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DO YOU KEEP COMING UP WITH EXCUSES FOR YOUR MONEY PLAN? Sep 24, 2024

Would you like to stop and make a change to be intentional?

Let’s review some of the most common excuses, along with proactive small steps to make some changes.

Excuse: “It’s all so confusing.”

Why...

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OPPORUNITY COST - What is that and why should I care? Sep 24, 2024

Every day you will face buying decisions.  When you apply funds to one area, it takes away the opportunity to put those same funds into a different area, such the term opportunity cost. The below pict...

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Why DOLLAR COST AVERAGING is the best Sep 20, 2024

Investing in the stock market can seem daunting, especially with the volatility and uncertainty that often accompany it. However, one strategy stands out as a reliable and straightforward method for b...

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